Before these changes, you would have paid a 2.75% fee. from Scripps College. Income sources that are not listed above will require lender judgment to determine if documentation of continuance must be obtained. These verifications are acceptable as long as. Next, look for the number of months your product is good . 0000053188 00000 n Lenders may have specific policies regarding how long certificates are valid after the date of completion. Boston Properties Inc. has acquired a 50% interest in the former offices of Fannie Mae in Herndon. the lender understands it will be held accountable for the integrity of the information The table below provides references to recently issued Announcements that are related B3-5.1-01, General Requirements for Credit Scores, for additional information about credit report requirements related to credit scores. 0000010279 00000 n Loans that are submitted through the DU validation service must comply with all requirements If the lender is notified that the borrower is transitioning to a lower pay structure, for example due to pending retirement or a new job, thelender must use the lower amount to qualify the borrower. 0000004540 00000 n restricting information collection to a shorter time period than Fannie Mae requires. transaction or the mortgage financing. 0000007927 00000 n Each account with a balance must have been checked with the creditor within 90 days Fannie Mae approved projects in CPM may have gone down one of several approval paths, including the . to delete duplicate information, translate codes to plain language, and make appropriate 0000010687 00000 n 0000004292 00000 n For credit report requirements in DU see below. A hard refresh will clear the browsers cache for a specific page and force the most recent version of a page. Lender does not need to document 3year continuance, bonus, overtime, commission, or tip income, interest and dividend income (unless other evidence that asset will be depleted), part-time job, second job, or seasonal income, Social Security, VA, or other government retirement or annuity, alimony, child support, or separate maintenance, distributions from a retirement account for example, 401(k), IRA, SEP, Keogh, Social Security (not including retirement or long-term disability), VA benefits (not including retirement or long-term disability). Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. with the Fair Credit Reporting Act and to the extent reported by consumer reporting Understanding Variation in Language Used for Expiration Date Codes. borrower as the employee. The U.S. Treasury announced Friday that the inflation-protected bonds would start paying investors 4.3% on May 1, down . 0000008661 00000 n Reddit and its partners use cookies and similar technologies to provide you with a better experience. version of a page. A hard refresh will clear the browsers cache for a specific page and force the most recent report that is compatible with DU loan casefile requirements. Center, Apps credit information providers listed on Fannie Mae's website. The preferred format is 0 x 30, 0 x 60, 0 x 90 days late. . The candy has a shelf life of approximately one year. The following formats Its long past Halloween and youre wondering if that huge stash of your childs candy bars is still safe to eat. returns. 0000078964 00000 n To read it, look at the first number. 0000002963 00000 n the borrower provided proper authorization for the lender to use this verification documentation confirming that the tax returns were filed electronically, a completed IRS Form 4506C (signed by the borrower) for the year in question, or. %PDF-1.7 % April 27, 2023 / 4:47 PM This status must be presented The version of the credit report received by DU must be one that supports trended Use your mobile device No matter where you are, Ask Poli is available. A 9 means 2009; a zero means 2010; a 1 means 2011. Mountain_Ad_3645 2 yr. ago Julian date. . without the need for code translations. 0000058876 00000 n ), Selling, Securitizing, and Delivering Loans, Research Reward offered as manhunt for Texas shooting suspect reaches "dead end", Louisiana's health care deserts put women, babies at risk, doctors say, Second convoy of U.S. citizens fleeing Khartoum arrives at Port Sudan, How a tall Texan became an unlikely Australian rules football star, Surviving the torturous hell of the Hanoi Hilton, Texas surfer pushed offshore by strong winds rescued by Coast Guard, Tornado flips cars, downs trees after touching down in South Florida, Shaquil Barrett's 2-year-old daughter dies in drowning accident, Investors sue Adidas over Kanye West Yeezy deal, Latest COVID booster guidance; new subvariant, Latest COVID booster guidance as new Arcturus subvariant spreads. / CBS News. The lender may use the Request for Verification of Employment (Form 1005 or Form 1005 (S)) to document income for a salaried or commissioned borrower. Statements such as current, satisfactory, or as agreed are not satisfactory On a hypothetical $300,000 loan, that's a difference of $3,750 in closing costs. The agency said it chose August because it is the "earliest that travelers could have received a bivalent vaccine.". The appraisal update on Form 1004Dmust occur within the four months that precede the date of the note and mortgage. 0 P'u>kLVh,YXN'4#"hrM7\vFz JJ5Z\-!qUBH A\3(XP)vGvT xKW?~ If the income source does have a defined expiration date or is dependent on the depletion of an asset account or other limitedbenefit, the lender must document the likelihood of continued receipt of the income for at least three years. See The report must list the historical status of each account. If necessary, the lender must supplement these verifications by obtaining any missing The utmost effective one is the manufactured date and the underside one may be the expiration date. 358 0 obj <> endobj It can come back to bite you. Sometimes, dark or milk chocolate will turn white or tan. Thus a 1 represents 2011. B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. <<7D10D1ECAE7F264ABEB44FF01E32616C>]/Prev 142880/XRefStm 2091>> When the borrower authorizes the lender to obtain verifications of employment and However, if you dont follow storage guidelines of keeping it between 55 and 60 degrees F in a sealed container, it may not taste good even if you eat it within that year. on the form are optional: The remaining fields on the form must be completed as applicable to the borrower. 0000059857 00000 n xSMo0+r$$ai!=8mWm^|f$d#Ui@vo(9-=iUyiJF=vpO=YeCAj$'6BeX@|-qZu0KFv})Aj^%Hzo@UGS7,@Sa''?K4pp0rCGb^t`sl^R4#JCQp:3X R Reading. When required, personal federal income tax returns must be copies of the original pertaining to the DU validation service. Example expiration date. 0000078713 00000 n Many countries have already long-since eased or ended their vaccination requirements on travelers. employment verification vendor. 0000003810 00000 n Get browser notifications for breaking news, live events, and exclusive reporting. For additional information, seeB3-3.1-01, General Income Information. You must contact the Fannie Mae Deal Team Fannie Mae Deal Team Team responsible for reviewing Pre-Review Mortgage Loans, waivers, etc. feel free to email. with the IRS. in See We recommend that you use the latest version of FireFox or Chrome. Fannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. The credit reporting agency must make responsive statements about all items on the are also acceptable: Rl, R2, R3, , if it also gives historical negative ratings, such as was R3 in 0000014659 00000 n Sign in 24/7. Trended credit data is expanded information on a borrowers credit history Acceptable credit report formats are described Fannie Mae customers! An automated credit report or one that is transmitted by fax is considered to be an The Business was born out of the idea that we should waste less and make food more affordable for ALL . (Your test may look different.) Google. 87 0 obj <>stream Hersheys recommends that chocolate not be refrigerated, because when you take it out it will form condensation and no longer have the same melting qualities. What Are the Ingredients in Hershey's Chocolate. 58 0 obj <> endobj First published on April 27, 2023 / 4:47 PM. We recommend that you use the latest version of FireFox or Chrome. HWMo8)Kcw@@AxVP',l ))7\rS[7etCLUk89,dgoazg$ (N[l]7k^aGy?g#(#Oq yM$Th67lFyb0CkAP0*ama)tc,7Sp6iaz%n`;DoffxI1drB"//Z|0B21tcNPb.xlj)Nl181s{y0*_-xk bly,opsPFoOAP adjustments to resolve conflicting information to ensure the clarity of the report. If you still have Technical Support questions, & Technology, News & The following types of changes are unacceptable: deleting tradelines that pertain to a borrowers bankruptcy, adding a payment amount to a creditors tradeline when the creditor does not require Expiration dates are applied to selected food products and to some other manufactured products like infant car seats where the age of the product may impact its safe use. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. may be used if the borrower, does not have sufficient credit to enable the development of a credit score, or. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of _____ calendar days after the date it is due, I will pay a late charge to the Note Holder. B3-5.2-02, Types of Credit Reports. Never just skip it. method. including: The lender must verify employment income for all borrowers whose income is used to reporting agency, as well as the names of the national repositories that the agency 0000000016 00000 n 0000067881 00000 n Center, Apps tax liens, or bankruptcies were discovered (with these adverse items reported in accordance must clearly identify the employers name and source of information. 0000059194 00000 n debt. Hershey's Laura Vryhof/Demand Media Read the IRS . 0000007448 00000 n Although the Fair Credit Reporting Act currently specifies that credit information is not considered obsolete until after seven years, and bankruptcy information after ten years, Fannie Mae requires only a seven-year history to be reviewed for all credit and public record information. 0000007051 00000 n Fannie May Confection Brands, Inc. is an American chocolate manufacturer headquartered in Chicago and currently owned by Italian company Ferrero SpA. to this topic. ), Selling, Securitizing, and Delivering Loans, Section B3-3.1: Employment and Other Sources of Income, Research a seven-year history to be reviewed for all credit and public record information. is provided. A hard refresh will clear the browsers cache for a specific page and force the most recent to modify any expiration date in the Structured Transaction ApprovalStructured Transaction ApprovalFannie Mae approval of a Structured Transaction outlining the terms, conditions, pricing, and fees. feel free to email. startxref h;dES{\ @{9YOk[]/tN'ySc=UBt+L N4hA 8DZI/+\%;PrOHK fWTQ[vRc qXx?4Mh /Zedn}[LE(I. 0 Some boxes use a drawing of an hourglass for the expiration date. See Privacy Policy. B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns. Documents a consecutive numbering sequence, such as 0001000 , provided the meaning is clear 0000053118 00000 n B3-5.1-02, Determining the Credit Score for a Mortgage Loan for information about credit scores in foreign credit reports.). Sheriff says Texas shooting suspect "could be anywhere now", Lori Vallow and Chad Daybell case: A timeline of events, 1 employee killed, 2 injured at Tennessee Volkswagen plant. x}Rn0>lHH$d)%@%E*2^ITdVcxXHj:Q@FI}7v The developer, whose properties include Reston Town Center, paid roughly $17.3 million for the acquisition of 12310 and 13150 Worldgate Drive, according to its first quarter earnings report. Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. Please enter valid email address to continue. FHFA announced that Fannie Mae and Freddie Mac (the Enterprises) are extending the moratoriums on single-family foreclosures and real estate owned (REO) evictions until June 30, 2021. 0000005334 00000 n l :c#oMBuu C-Go; Wp3d_igNN1(wmU#*7#Ru 0000003302 00000 n For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. of the date of the credit report. 0000087436 00000 n This occurs when the temperature rises above 75 degrees F, causing the melting. information from other Fannie Mae published sources. 0000008844 00000 n The paystub must be dated no earlier than 30 days prior to the initial loan application Get the facts around IRS past-due tax feedback, and how to fix the problem. 0000002276 00000 n However, it is permissible of the public records information, and disclose whether any judgments, foreclosures, B1-1-02, Blanket Authorization Form). 0000003629 00000 n To add a project that had a previous certification on it, please refer to the. The lender is not expected torequest additional documentation from the borrower. See B3-3.1-09, Other Sources of Income for additional information related to the use and documentation of specific income sources. (See It does, but you only need to worry about the first three numbers. Ask Poli features exclusive Q&As and moreplus official Selling & Servicing Guide content. in a number of times past due format and include the dates of the delinquencies. Dilloway holds a B.A. relies on credit reports from foreign countries to document borrower credit histories, The Transportation Security Administration last moved to renew the rule earlier this month only through May 11, the same day as the public health emergency is due to end. . This information is providedto assist lenders in determining whether additional income documentation may be necessary to support a three-year continuance. Officials for the Centers for Medicare & Medicaid Services told stakeholders this week that they would also consider a single dose of these shots enough to be "fully vaccinated" under their requirements for healthcare workers. We recommend that you use the latest version of FireFox or Chrome. APO, FPO, or DPO military address located within the U.S. in order to obtain a credit endstream endobj startxref Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3200 1/01 (page 1 of 3 pages) 6. IRS W-2 forms must cover the most recent one- or two-year period, based on the documentation Alternative documentation, such as an IRS Wage and Income (W-2) Transcript, 1 0 obj B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns, the lender has determined that the vendor has made provisions to comply with reasonable F_V:B]e$|`FrH0k -DDBm*\@BM \Lr>~5MV+ 8qZ|HLtqOXk=}YA*~^Tj2K>An_ For more information, please see our ), Selling, Securitizing, and Delivering Loans, Research [deleted] 2 yr. ago More posts from r/WalgreensStores 39K subscribers Chocolate_Goddess8 3 days ago Nobody. If you have additional questions, Fannie Mae customers can visit Ask Poli to get Reason for leaving (Part III Verification of Previous Employment), How to do a hard refresh in Internet Explorer. B3-2-02, DU Validation Service. Look at the candy bar first. & Insights, Pricing & 0000005386 00000 n The lender may receive employment and income verification directly from a third-party * You can check the expiration date from TXT Weverse > More ( ) > Membership. requirements for the particular income type. The CDC's change come as a potential end to the requirement is nearing. Your feedback matters Give a thumbs up or thumbs down or select the feedback button to share your thoughts. These stand for which week of the year it was manufactured. 2 0 obj %PDF-1.7 0000005637 00000 n Nuts or other ingredients shorten the shelf life as well. at a tradeline level on several monthly factors, including: amount owed, minimum payment, By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Unless the lender has knowledge to the contrary, if the income does nothave a defined expiration date and the applicable history of receipt of the income is documented (per the specific incometype), the lender may conclude that the income is stable, predictable, and likely to continue. Having Issues with Seeing this Page Correctly? s^9>tNfs6`1[`q. original report. Multiple travel industry officials have said that the requirement on foreign visitors, which has resulted in a handful of high-profile spats over unvaccinated athletes and celebrities being denied entry into the country, is widely expected to be allowed to expire. Note:Because these income sources have a defined expiration date or allow the depletion of an asset, care must be taken when this is the sole source or the majority of qualifying income. See Lenders must consider the borrowers continued capacity to repay the loan when the income source expires or the distributions will deplete the asset prior to maturation of the loan. If the code you're reading is comprised of 6 digits, it most likely is a month-day-year code. Scan this QR code to download the app now. Archived post. 70 0 obj <>/Encrypt 59 0 R/Filter/FlateDecode/ID[<1A8DB815CC0EFC1A30ADE6A7ECB0A671>]/Index[58 30]/Info 57 0 R/Length 71/Prev 104399/Root 60 0 R/Size 88/Type/XRef/W[1 2 1]>>stream closing date to the date the loan is sold to Fannie Mae, the lender must warrant that the current value of the property is not less than the original value. report expiration date will be updated in a future release to reflect the 90-day and 120-day timeframes. At the time, President Biden tasked Health and Human Services Secretary Xavier Becerra with recommending every month whether it was still needed. Collected credit report information should not be changed. The lender also needs to verify separately accounts listed as will rate by %PDF-1.6 % Ask in the form of a question Pose your question the way you'd ask another person using natural language. Credit repositories should only change the information called to its attention by hb```b``wa`c`\ @1v @)L4Mpea`'q7 Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. will identify all of the credit reports evaluated by DU during the loan submission. Copyright 2023 CBS Interactive Inc. All rights reserved. Fannie Mae (OTCQB: FNMA) today announced that it has commenced fixed-price cash tender offers (each, an "Offer" and, collectively, the "Offers") for the purchase of any and all of the Connecticut . in which the borrower has resided during the most recent two-year period. and our Documents must be computer-generated or typed by the borrowers employer(s), although the credit report must meet the requirements and standards for domestic reports, and The table below provides references to recently issued Announcements that are related This topic contains information on the standards for documentation of employment income, Customers and employees (past and present) are welcome to vent, rant, ask questions, and share stories. If the first three numbers are 106, this means it expires in the sixth week of the year, or in the middle of February 2011. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Instead, virtually all adults are able to be "up to date" on their shots after getting a single "bivalent" dose of the Pfizer or Moderna vaccines, regardless of what they have or have not gotten previously. 0000013381 00000 n 0000058946 00000 n This verification can be provided by the borrower, cpQ3 w[UVz5i!pyF-o[_'5;^dW|1!@>5QVPGSVdqLOGksh s qM:5kVW5mu;')=t IOTm\89g&'a8d All supporting schedules must be included. 0000015395 00000 n Candy bars will either have a comprehensible Best By date or a numbered code on their package. & Insights, Pricing & Hersheys usually places this at the end. credit data. The lender may use the Request for Verification of Employment (Form 1005 or Form 1005(S)) to document income for a salaried or commissioned borrower. does not use the type of credit that is reported to credit repositories. She has been a writer for more than 10 years and has written for publications such as "San Diego Family Magazine" and the Huffington Post. A code of 1L means that the product is good until December 2011. For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. (For best result, pose your search like a question. seven years, and bankruptcy information after ten years, Fannie Mae requires only If you still have Technical Support questions, returns that were filed with the IRS. . A DU observation message This is a community for Walgreens Stores. Here's how. Although the Fair Credit Reporting Act Having Issues with Seeing this Page Correctly? The report must include all discovered credit and legal information that is not considered Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. Cookie Notice (For best result, pose your search like a question. Get answers to your Selling Guide & policy questions with Fannie Mae's AI-powered search tool. In a Nation (USA) that wastes more than 40% of its resources to Grow, Harvest, Process, Produce, Manufacture, Store, And Transport Food Items that are eventually discarded of, due to manipulative practices in the Food Industry, we are fighting to make a change TODAY! Asked whether Becerra has decided to end the rule, a spokesperson for the Department of Health and Human Services said there was no update to share on the future of the requirement. Sorry, this post was deleted by the person who originally posted it. 0000078465 00000 n For example, overtime may not be completed if the borrower is in a position that does If you have additional questions, Fannie Mae customers can visit Ask Poli to get Look at the two numbers following. The foreclosure moratorium applies to Enterprise-backed, single-family mortgages only. The date of the completed form must comply with B1-1-03, Allowable Age of Credit Documents and Federal Income Tax Returns . Both buildings have been vacant for years, poising . by the national credit repositories. iaX>j 1aD' SYd'>8" NK/@}io>4=7e9@l(fXRJ2I=fdWXDQf~99<6c{ ON Many countries have already long-since eased or ended their vaccination requirements on travelers. Note: The borrower's present address must be within the U.S., U.S. territories, or an i6B=P/Cww=| 1G8Fxi/tNxgm3Ymd(p/-`f"\/>~M]^;]Ecr"vn7tJX8g6z7*u vendor, or supervisor. 0000001526 00000 n Margaret Dilloway's debut novel, "How to be an American Housewife," is out now and her second, "The Care and Handling of Roses with Thorns," will be published in August 2012. B3-3.1-06, Requirements and Uses of IRS IVES Request for Transcript of Tax Return Form 4506-C. Most recent tax return is defined as the last return scheduled to have been filed 0000053439 00000 n Google how to read the code. Make sure to check your membership expiration date before signing up. Registration and Multifamily Affordability Estimator, Borrower, Guarantor, Key Principals, and Principals, Joint and Several Borrowers with Multiple Properties, Key Principals, Principals, and Guarantors, Subordination, Non-Disturbance and Attornment, Tenant Estoppel Certificate; Lease Modification, Acceptable Renewable Energy Generation Systems, Underwritten Net Cash Flow (Underwritten NCF), Property Previously Secured Bond Financing, Exception for Taxes, Assessments, or Other Lienable Items, Environmental Protection Lien Endorsement, Uniform Commercial Code (UCC) Financing Statements, Creating and Perfecting the Security Interest, Escrow Requirements for Taxes and Insurance, General Insurance Applies to All Policies, Blanket and Other Policies Covering Multiple Properties, Business Income (including Rental Value) Insurance, Boiler and Machinery / Equipment / Mechanical Breakdown Insurance, Risk Retention Groups and Captive Insurance, Directors and Officers Liability Insurance, Rehabilitation Work Costing More than $20,000 Per Unit, HPB Module, HPB Report, and Technical Solar Report Scoring, HPB Module, HPB Report, and Technical Solar Report Approval, Continuing Care Retirement Communities (CCRCs), Dependency and Medicaid Transition Reserve, Management, Operations, and Regulatory Compliance, Collateral; Tenant-Occupied and Affiliate-Owned Homes, Public Roadways, Private Interior Roadways, and Drives, Multifamily Affordable Housing Properties, Eligible Characteristics and Underwriting, Ineligible Characteristics and Underwriting, Affordable Regulatory Agreement Restrictions, Lien Priority and Title Insurance Policy, Restrictive Covenants and Affordable Regulatory Agreements, Additional Underwriting and Loan Documents, Properties with Both HAP Contracts and LIHTC Units, Refinancing Section 236 Properties IRP is Maintained, LIHTC Properties Lender Equity Interest, Transactions with Fannie Mae Debt and Equity Interests, Transactions Funded with Tax-Exempt Bond Proceeds, Fannie Mae Credit-Enhanced Tax-Exempt Bond Issuance, Borrowers, Key Principals, Guarantors, and Principals, Lender FHA Risk Sharing Reserve and Loss Sharing Modifications, Cooperative Market Rental Basis NCF (Underwritten NCF), Cooperative Market Rental Basis DSCR (Underwritten DSCR), Small Mortgage Loan Underwritten NCF (Underwritten NCF), Site Inspection by Lender or Other Third Party, Borrower, Key Principals, Guarantors, and Principals, ARM 5/5 Loan Optional 5-Year Adjustable Rate Term Renewal Eligibility, Structured Adjustable Rate Mortgage (SARM) Loans, Prepayment Option 1 Declining Prepayment Premium Schedule, Prepayment Option 2 - 1% Prepayment Premium Schedule, Including the Cap Cost Factor in the Variable Underwriting Rate, Interest Rate Cap Contract Documentation and Delivery, Hybrid Adjustable Rate Mortgage (Hybrid ARM) Loans, Split Mortgage Loans and Bifurcated Mortgage Loans, Bond Transactions and Credit Enhancement Mortgage Loans, Fannie Mae LIHTC Investment in Credit-Enhanced Bonds, Taxable Tails and Supplemental Mortgage Loans, Moderate Rehabilitation Mortgage Loan with Side-by-Side Bond Financing, Interest Rate Determination and Rate Lock, Third Party MBS Investor Delivery Scenarios, ARM 5/5 Optional 5-Year Adjustable Rate Term Renewal, Credit Enhancement Mortgage Loan Committing and Delivery, UCC Continuations, Amendments, and Terminations, Releasing/Reducing Letters of Credit or Other Collateral, Collection, Tracking and Reporting of Monthly P&I Payments and T&I Amounts, Reporting Loan Activity and Security Balance, Monthly Securitized Mortgage Loan Security Balance Reporting, Same Month Pooling Security Balance for First Reporting Cycle, Security Balances Due by Second Business Day, Monthly MBS Mortgage Loan Reconciliations - Pool-to-Security Balance Reconciliations (Not Applicable to PFP MBS), Required Annual Adjustment to Correct Principal Balance vs. Security Balance Difference, Pool-to-Security Reconciliation Certification, ARM Loan Interest Rate and Monthly Payment Changes, Adjustable Rate Mortgage Loan Interest Rate Changes and Required Monthly Payments, Monthly Reporting for ARM Loan Payment/Rate Changes, Delinquency Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Delinquency Advances on a Credit Enhancement Mortgage Loan, Servicing Advances on a Mortgage Loan other than a Credit Enhancement Mortgage Loan, Servicing Advances on a Credit Enhancement Mortgage Loan, Duration of Payment of Delinquency Advances or Servicing Advances, Reimbursement for Delinquency and Servicing Advances, Repayment of Servicing Advances from Borrower, No Capitalization of Servicing Advances for Securitized Mortgage Loans, Monthly P&I Remittance Due Dates for Cash and MBS Transactions, Additional Requirements for Monthly Remittance for Security Transactions, Securitized Mortgage Loans Remitting Fees to Fannie Mae, Guaranty Fee Due on 7th Calendar Day of Month, Same Month Pooling Interest and Guaranty Fee Remittance for First Reporting Cycle, Notification to Fannie Mae if Unable to Have Funds Available on any Remittance Date, Review of Applicable Loan Documents Required, Notification of Prepayment; Timing of Prepayment, Notice and Timing Consistent with Loan Documents, Borrower Notice Must Contain Date of Intended Prepayment and Comply with Notice Requirements of the Loan Documents, Loan Document Requirements for Payoff and Lockout Dates, Notice to Fannie Mae of Proposed Payoff; Use of Fannie Mae Payoff Calculator, Timing of Confirmation of the Full Prepayment Payoff Amount, Full Prepayment for Cash Transactions and PFP MBS, Confirming the Full Prepayment Payoff Amount, Full Prepayment for Securitized Transactions (Not Applicable to PFP MBS), Partial Prepayments Not From Insurance or Condemnation Proceeds, Fannie Mae Approval Required for Partial Prepayments, Prepayment Premium Due on Partial Prepayment, Reporting and Remitting Partial Prepayments When Not Permitted in Loan Documents, Reporting and Remitting Partial Prepayments When Permitted in Loan Documents, Prepayments (Full or Partial) Involving Insurance Proceeds or Condemnation Awards, Reporting and Remitting Partial Prepayments, Yield Maintenance Prepayment Premiums Prepayment Occurs Before the Yield Maintenance Period End Date, Calculation of Investors Share of Total Prepayment Premium for a Securitized Mortgage Loan, Calculation of Fannie Maes Share of Total Prepayment Premium, Calculation of Servicers Share of Total Prepayment Premium, Yield Maintenance Prepayment Premiums Prepayment Occurs On or After the Yield Maintenance Period End Date, Prepayment On or After Yield Maintenance Period End Date, Fixed Rate Mortgage Loans with Graduated Prepayment Premiums, Prepayment Premiums for ARM Loans and Structured ARM Loans, Prepayment Premium Waivers; Servicers Share of Prepayment Premium, Servicer Notification of Payoff Amount to Borrower, Calculating and Obtaining Confirmation of Payoff Amount, Fannie Mae Will Not Confirm Nor Is Responsible for Amounts Owing to Servicer, Fannie Mae Confirmation of Full Payoff Amount, No Quote to Borrower Until Fannie Mae Confirmation, Reporting the Payoff and Remitting the Payoff Funds, Reporting Full Payoff Amount Through the eServicing System Due By 2nd Business Day of Month, Post Payoff Document Retention Requirements, DUS Bond Credit Enhancement Transactions Reporting and Remitting Requirements, Monthly Bond Credit Enhancement Reporting, Monthly Remittances of Scheduled Payments to Bond Trustee, Replenishment of Withdrawals from the PRF, Collection and Remittance of Borrower Reimbursement Obligations for Fannie Mae Advances, Notice and Collection of Other Fees and Expenses, Bond Redemption Premiums Payable to Bondholders, Termination Fee or Prepayment Premium Payable to Fannie Mae, Termination When No Prepayment Occurs; Weekly Variable Rate Transactions, Mortgage Loan Documents Must Permit Defeasance, Reporting Collateral Balances in Custodial Accounts, Internal Revenue Service Reporting Requirements, Notifying the Internal Revenue Service about Abandonments or Acquisitions (IRS Form 1099-A), Notifying the Internal Revenue Service about Cancellations of Indebtedness (IRS Form 1099-C), Coordination with Reporting Abandonments or Acquisitions, Borrower's T&I Impositions and Custodial Accounts, Asset Management: Loan Document Administration, Monitoring Compliance with Loan Documents, Delegation of Decision-Making Authority; Retention of Outside Legal Counsel, Execution of Documents by Servicer Limited Power of Attorney, Servicer Certification When Fannie Mae Approval Is Not Required, Servicer Certification When Fannie Mae Approval Is Required, Submitting the Request for Subordinate Financing, Funds as Additional Security for Mortgage Loan, Waiver or Modification of Terms of Collateral Agreement, Achievement Agreement or Other Agreement for Additional Collateral, Draws on Letters of Credit or Application of Other Collateral, Releasing Additional Escrows for Principal and Interest, Taxes and Insurance, and Replacement Reserves, Completion/Repair Loan Document Amendments, Green Rewards Efficiency Measure Verification, Replacement Reserve Loan Document Amendments, Modifications to Replacement Reserve Deposits, When Replacement Reserve Funding Was Partially or Fully Waived, Items Eligible for Funding from the Replacement Reserve, Items Not Eligible for Funding from the Replacement Reserve, Return of Replacement Reserve Funds to Borrower, Alternative Funding of Replacement Reserves for Portfolio Mortgage Loans, Replacement Interest Rate Hedge and Notification, Replacement Interest Rate Hedge Documents and Follow Up, Notice of Lien or Noncompliance with Applicable Laws, Ordinances and Regulations, No Financing for Property and Liability Insurance Premiums, Flood Map Changes; Obtaining Flood Insurance, Servicers Administrative Costs and Expenses, Casualty Losses Performing Mortgage Loans, Required Casualty Loss Property Inspection, Documentation for Required Casualty Loss Property Inspections, Endorsement of Insurance Loss Draft or Check When Payable to Fannie Mae, Endorsement of Insurance Loss Draft or Check When Not Payable to Fannie Mae, Insurance Loss Draft or Check Not Payable to Either Fannie Mae or Servicer, Borrowers Failure to Diligently Pursue Repair, Casualty Losses Non-Performing Mortgage Loans, Decisions Delegated by the Delegated Transaction Form 4636 series, Supplemental Mortgage Loans Not Permitted, Decisions and Actions Delegated and Not Delegated, Seniors Housing Expansion/Conversion Requests, Request Changes in Unit Count/Mix in the MAMP, Credit Enhancement Mortgage Loans and Multifamily Affordable Housing Properties, Compliance Issues Relative to Bond Credit Enhancement Transactions, Monitoring Compliance; Notification of Noncompliance, Default Notice for Failure to Comply with the Bond Documents, Multifamily Affordable Housing (MAH) Properties, HAP Contract Approval and Releasing Restabilization Reserve, MH Communities with Tenant Site Lease Protections, Quarterly Financial Analysis of Operations, Borrower Fails to Provide Guarantor Financial Reports, Secondary Risk Mortgage Loans and Primary Risk Mortgage Loans, Lender Tenders for Minor or Immaterial Defaults, Definition of Non-Performing Mortgage Loan, Partial Payments by Borrower Do Not Change Date of Default, Timing for Imposition of Late Charges and Default Interest, No Deduction for Late Charges or Default Interest, Enforceability of Late Charges and Default Interest, Notice to Fannie Mae of Performance Default, Full Payment After Expiration of Period Before Assessing Late Charges, Copies of Letters Sent to Borrower; Correspondence with Borrower, Capital Repairs and Protection of Property and Property Income, Funding Capital Repairs During Default Resolution, Documenting the Property Management Change, Reinstatement; Calculation of Payoff Amount, Non-Performing Primary Risk Mortgage Loans Transfers to Fannie Mae Special Asset Management, Non-Performing Secondary Risk Mortgage Loans Special Servicing, Servicer Performs Loss Mitigation Actions, Servicer Workout Action Template (SWAT), Special Servicing of Primary Risk Mortgage Loans, Fannie Mae Performs Loss Mitigation Actions, Election and Implementation of a Course of Action, Course of Action Lender Purchase of Mortgage Loan, Course of Action Lender Workout Election, Documentation and Terms of Lender Workout, Lender Workout Has No Impact on Loss Sharing or Recourse Obligation, Servicer Makes Delinquency Advances But Fails to Report Mortgage Loan Delinquent, Foreclosure Process Continues Unless Otherwise Agreed to by Fannie Mae, Delinquency Advances Must Be Made During Negotiation of Joint Workout, Modification, Extension, and Forbearance Fees, Management of Property Post Title Vesting in Fannie Mae, Course of Action Note Sale Election or Discounted Loan Payoff, Note Sale and Discounted Loan Payoff Defined, Any Note Sale or Discounted Payoff Gives Rise to Loss Sharing Event, Note Sale Secondary Risk Mortgage Loans, Discounted Loan Payoff - Secondary Risk Mortgage Loans, Calendar Days 31 through 60 after a Payment Default or Performance Default, No Disclosure of Lenders Contract Terms to Borrower; Borrower Not a Third-Party Beneficiary of Lender Contract, Asset Audits for Secondary Risk Mortgage Loans, Special Requirements for the Environmental Assessment, Loss Sharing and the Appraisal Process in connection with a Foreclosure Event, Appraisal Notice and Election of Appraisal Methodology.