The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work The Illinois Housing Development Authority is here to help. Applications will be accepted starting November 1, 2022. To learn about your program, visit this site and select the appropriate state, district, or territory on the map. Have questions about utility billassistance? Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. Find a housing counselor near you. Apply no. What is the Illinois Emergency Homeowner Assistance Fund (ILHAF)? We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. Check your specific program requirements based on your area. Homeowners who are at least 30 days late on their mortgage or property tax payments. 4 0 obj {%uqb.hON>Nf. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. Am I guaranteed to receive assistance if I meet the eligibility requirements? Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. You will need to verify that you meet income requirements and may need to provide additional necessary documentation. All rights reserved. The program is now accepting applications. Gov. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). 259 0 obj <>stream Those interested can apply through the end of January 2023. Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Check the status of your application. Application processes may vary by location. The state is currently accepting applications for ILHAF assistance. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). The programs goal is to prevent: The HAF program available to you will depend on your area. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . Your (or your tenants) household income is at or below the limit for your county. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Find out how you can receive Federal assistance to get caught up on your mortgage payments. The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. If you qualify,wecan help you with the application process. 2023 HODC. Scammers will sometimes use websites that look similar to official government websites to trick consumers. Explore Your OptionsContact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. Something went wrong while submitting the form. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. Loan interest rate is fixed at 1%. This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. stream Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. Households who are behind on rent but not yet facing eviction court proceedings should contact an IDHS Service Provider Agency. 221 0 obj <> endobj Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. All Rights Reserved. endstream endobj startxref Have household income at or below your states program requirements. There is no cost to apply for HAF. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. endobj Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. 2022 Illinois Housing Development Authority. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Available in English and Spanish. You are encouraged to apply as soon as possible. Are you at risk of losing your home? Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. Click here to find the income limits for your county. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Illinois will fund $15.3 million in grants across the state. Provide immediate housing stability for up to three prospective months, if deemed necessary. today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Enter your email below to be notified for program updates. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. This program data is updated weekly.. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. % The Illinois Rental Payment Program is now closed for new application. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. Click on the link below to get details and, if your state, district, or territory is currently accepting applications, apply. Available in English and Spanish. Eligible recipients do NOT have to pay the money back. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. The ILHAF team is currently reviewing and processing applications for assistance. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Regardless of who backs your mortgage, its a good idea to let your servicer know that you have applied for HAF and ask if the foreclosure process can be paused. If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. 3. A HUD Certified Housing Counselor can assist you with the application process. Homeowners with household incomes less than 150% of the Area Median Income. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. Copyright 2022 WIFR. endstream endobj 222 0 obj <. Proof of ownership, including but not limited to a property tax bill, property deed, or other documentation. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Report suspected fraud here. Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. Grants must be repaid if the property is sold in less than 3 years. In total, approximately $10 billion will be disbursed to programs across the country. 2022 Illinois Housing Development Authority. Assistance will be paid directly to the mortgagors loan servicer, taxing body, or other approved entity on behalf of the homeowner. 'nff`] 7; H3"@ $ We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. Loans are termed for 20 years. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Lawmakers announced the relief program for homeowners affected by the pandemic in February. Topics will include: Webinars will be offered in English and Spanish. WKtLS'K@.O+oQni7%MfV! This program has some income-related restrictions on which homeowners will qualify to receive funding. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Be careful to avoid scammers who engage in these practices. Governor Juliana Stratton. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. Toll Free. If you have any questions, please contact the ILHAF call center at (866) 454-3571. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. All rights reserved. endobj Choose from the following social media posts to share on your platforms. If you are a servicemember, contact your local Legal Assistance Office. For more program information, you may visit illinoishousinghelp.org. Remember, help is free. Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. All services related to the HAF program are free of charge. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . Do I have other options if I am not approved for HAF? The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer Many programs began accepting applications in early 2022. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. Homeowners who own and occupy their property as their primary residence. ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. endobj Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. <> The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. Many states cover a wide variety of homes, including: Check with your local program for details. The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Oops! homeowners financially impacted by the pandemic will be accepted beginning in April through the Illinois Emergency Homeowner Assistance Fund (ILHAF) program. Simply click to download. Copyright 2022 KWQC. To learn more visit IllinoisHousingHelp.org. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. In most cases, programs are providing money as a grant that does not need to be paid back. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. The new application deadline has not been announced yet. Scammers often target vulnerable homeowners who are in need of assistance or trying to stay in their homes. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . What is the Homeowner Assistance Fund (HAF)? To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. Here youll find answers to key questions about the HAF program. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Homeowners who are past due on their mortgage or property tax payments. Necesita ayuda para ponerse al da con los pagos de su hipoteca? Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. Already applied for ILHAF funds? According to a press release from the Illinois Housing Development Authority (IHDA). 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. The Low Income Home Energy Assistance Program (LIHEAP), administered by the Illinois Department of Commerce and Economic Opportunity (DCEO), helps eligible low-income households pay for home energy services (primarily heating during winter months). The Illinois Homeowner Assistance Fund Program provides. <> Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. Do I have to pay back the money I receive? CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. You will be able to navigate to a page for your areas specific program where you may be able to apply immediately or sign up to receive alerts about when your program will be available. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). Available in English and Spanish. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. Check with your HAF program to see if they have notified your servicer. Qualified applicants will have payments made directly to mortgage servicers, taxing bodies or others. Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . You must confirm that you have experienced a financial hardship after January 21, 2020 and describe the nature of that hardship, such as a job loss, reduction in income, or increased costs due to healthcare or the need to care for a family member. Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a Avoid any company that does this. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Homeowners with household incomes less than 150% of the Area's Median Income. 2 0 obj 0 Each state or territory developed its own program. Choose from the following social post graphics and sample captions to share with your followers! Oops! Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. Yes, if you have been approved for HAF funds but are having difficulty with your servicer accepting the payment, you can submit a complaint online. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. 3 0 obj hbbd```b``z"g N}`0 Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. Click here to find the income limits for your county. Grants have a lifetime limit of $10,000. Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. Gov. Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. They can help guide you through the application process. However, under some circumstances, individual programs may require the money to be repaid. JB Pritzker and the Illinois Housing Development . To be eligible, homeowners must be at-or-below 80 percent of the Area Median . Homeowners with household incomes less than 150% of the Area Median Income. You dont have to pay anyone to help you avoid foreclosure. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 days behind in their house payment. Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. You will needthese documentsduring the application process. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. 2022 Illinois Housing Development Authority. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. Please tag us when you do, using the handles below. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. Check your local program for details . check your programs income requirements before applying, To learn about your program, visit this site, find more information on the Department of Hawaiian Home Lands mortgage relief program website. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. Homeowners that have been disproportionately impacted by the pandemic will be prioritized in the distribution of funds. All Rights Reserved. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). First Alert Forecast - Still windy Tuesday with anything form sun to clouds. See the session schedule below. Illinois Homeowners Can Qualify for Up to $30K in Assistance. If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022.